MEDICARE
HEALTH COVERAGE FOR A BRIGHTER TOMORROW
Medicare Made Simple
Understand Your Options. Make Confident Decisions.
Part A
Hospital Insurance
- Inpatient hospital care
- Skilled nursing facility care (qualifying circumstances)
- Hospice care
- Certain home health services
Part B
Medical Insurance
- Physician services
- Outpatient care
- Preventive services
- Durable medical equipment
- Other medically necessary services
Part C
Medicare Advantage
- All-in-one alternative (offered by private companies)
- Includes Part A and Part B
- Usually includes Part D (prescription drug coverage)
- May offer additional benefits such as dental, vision, hearing and wellness programs
Part D
Prescription Drug Coverage
- Helps pay for prescription medications
- Available through private insurance companies
- Each plan has its own formulary (list of covered drugs)
- Costs and coverage vary by plan
2026 Medicare Costs (Standard Amounts)
Part A
Inpatient Hospital Deductible
$1,736
per benefit period
Part A
Skilled Nursing Facility Coinsurance (Days 21-100)
$217
per day
Part B
Monthly Premium (Standard amount)
$202.90
per month
Part B
Annual Deductible
$283
per year
Part D
Maximum Out-of-Pocket (2026)
$2,100
per year
Medicare Covers a Lot...
But It Doesn't Cover Everything.
- Physician services
- Outpatient care
- Preventive services
- Durable medical equipment
- Other medically necessary services
Understanding the gaps helps you make the right choices for your needs.
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